{"id":2720,"date":"2026-07-21T23:31:14","date_gmt":"2026-07-21T23:31:14","guid":{"rendered":"https:\/\/mcquantumfunding.com\/?page_id=2720"},"modified":"2026-07-22T02:44:25","modified_gmt":"2026-07-22T02:44:25","slug":"calculator","status":"publish","type":"page","link":"https:\/\/mcquantumfunding.com\/es\/calculator\/","title":{"rendered":"Calculadora"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"2720\" class=\"elementor elementor-2720\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4aeb66ff e-flex e-con-boxed elementor-invisible e-con e-parent\" data-id=\"4aeb66ff\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeIn&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-25f2b450 e-con-full e-flex e-con e-child\" data-id=\"25f2b450\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-56d1eb5c elementor-widget elementor-widget-heading\" data-id=\"56d1eb5c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Calculadoras de hipotecas<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ad9a2d1 elementor-widget elementor-widget-heading\" data-id=\"5ad9a2d1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">A quick way to estimate monthly payments before the process even starts.<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-82802bf e-flex e-con-boxed e-con e-parent\" data-id=\"82802bf\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2ac2d42 elementor-widget elementor-widget-heading\" data-id=\"2ac2d42\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Estimate a monthly payment<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ff4c6cc elementor-widget elementor-widget-text-editor\" data-id=\"ff4c6cc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Enter the loan amount, interest rate, and term below to get an estimated monthly payment. This is a general estimate \u2014 contact us for exact numbers based on your client&#8217;s specific loan program and financial profile.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0a21f90 elementor-widget elementor-widget-html\" data-id=\"0a21f90\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"qf-calc\" style=\"max-width:700px;margin:0 auto;font-family:'DM Sans',sans-serif;\">\n  <div style=\"display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-bottom:24px;\">\n    <div>\n      <label style=\"display:block;font-size:14px;color:#14213D;margin-bottom:6px;\">Purchase price ($)<\/label>\n      <input type=\"number\" id=\"qf-price\" value=\"250000\" style=\"width:100%;padding:10px;border:1px solid #D9C89A;border-radius:6px;font-size:15px;\">\n    <\/div>\n    <div>\n      <label style=\"display:block;font-size:14px;color:#14213D;margin-bottom:6px;\">Down payment (%)<\/label>\n      <input type=\"number\" id=\"qf-down\" value=\"10\" style=\"width:100%;padding:10px;border:1px solid #D9C89A;border-radius:6px;font-size:15px;\">\n    <\/div>\n    <div>\n      <label style=\"display:block;font-size:14px;color:#14213D;margin-bottom:6px;\">Interest rate (%)<\/label>\n      <input type=\"number\" step=\"0.01\" id=\"qf-rate\" value=\"6.5\" style=\"width:100%;padding:10px;border:1px solid #D9C89A;border-radius:6px;font-size:15px;\">\n    <\/div>\n    <div>\n      <label style=\"display:block;font-size:14px;color:#14213D;margin-bottom:6px;\">Loan term (years)<\/label>\n      <select id=\"qf-term\" style=\"width:100%;padding:10px;border:1px solid #D9C89A;border-radius:6px;font-size:15px;\">\n        <option value=\"30\">30 years<\/option>\n        <option value=\"15\">15 years<\/option>\n      <\/select>\n    <\/div>\n    <div>\n      <label style=\"display:block;font-size:14px;color:#14213D;margin-bottom:6px;\">Annual property tax ($)<\/label>\n      <input type=\"number\" id=\"qf-tax\" value=\"3000\" style=\"width:100%;padding:10px;border:1px solid #D9C89A;border-radius:6px;font-size:15px;\">\n    <\/div>\n    <div>\n      <label style=\"display:block;font-size:14px;color:#14213D;margin-bottom:6px;\">Annual insurance ($)<\/label>\n      <input type=\"number\" id=\"qf-ins\" value=\"1500\" style=\"width:100%;padding:10px;border:1px solid #D9C89A;border-radius:6px;font-size:15px;\">\n    <\/div>\n  <\/div>\n\n  <div style=\"background:#14213D;border-radius:10px;padding:28px;text-align:center;color:#fff;\">\n    <p style=\"font-family:'Playfair Display',serif;font-size:14px;color:#D9C89A;margin:0 0 6px;letter-spacing:1px;\">ESTIMATED MONTHLY PAYMENT<\/p>\n    <p style=\"font-family:'Playfair Display',serif;font-size:42px;margin:0 0 16px;\" id=\"qf-total\">$0<\/p>\n    <div style=\"display:grid;grid-template-columns:1fr 1fr 1fr;gap:10px;font-size:13px;color:#e8e8e8;\">\n      <div>Principal & interest<br><strong id=\"qf-pi\" style=\"color:#fff;font-size:15px;\">$0<\/strong><\/div>\n      <div>Property tax<br><strong id=\"qf-taxout\" style=\"color:#fff;font-size:15px;\">$0<\/strong><\/div>\n      <div>Insurance<br><strong id=\"qf-insout\" style=\"color:#fff;font-size:15px;\">$0<\/strong><\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n<script>\nfunction qfCalculate() {\n  const price = parseFloat(document.getElementById('qf-price').value) || 0;\n  const downPct = parseFloat(document.getElementById('qf-down').value) || 0;\n  const rate = parseFloat(document.getElementById('qf-rate').value) || 0;\n  const term = parseFloat(document.getElementById('qf-term').value) || 30;\n  const tax = parseFloat(document.getElementById('qf-tax').value) || 0;\n  const ins = parseFloat(document.getElementById('qf-ins').value) || 0;\n\n  const loanAmount = price - (price * downPct \/ 100);\n  const monthlyRate = (rate \/ 100) \/ 12;\n  const numPayments = term * 12;\n\n  let pi = 0;\n  if (monthlyRate > 0) {\n    pi = loanAmount * (monthlyRate * Math.pow(1 + monthlyRate, numPayments)) \/ (Math.pow(1 + monthlyRate, numPayments) - 1);\n  } else {\n    pi = loanAmount \/ numPayments;\n  }\n\n  const monthlyTax = tax \/ 12;\n  const monthlyIns = ins \/ 12;\n  const total = pi + monthlyTax + monthlyIns;\n\n  document.getElementById('qf-pi').textContent = '$' + pi.toFixed(0).replace(\/\\B(?=(\\d{3})+(?!\\d))\/g, ',');\n  document.getElementById('qf-taxout').textContent = '$' + monthlyTax.toFixed(0).replace(\/\\B(?=(\\d{3})+(?!\\d))\/g, ',');\n  document.getElementById('qf-insout').textContent = '$' + monthlyIns.toFixed(0).replace(\/\\B(?=(\\d{3})+(?!\\d))\/g, ',');\n  document.getElementById('qf-total').textContent = '$' + total.toFixed(0).replace(\/\\B(?=(\\d{3})+(?!\\d))\/g, ',');\n}\n\ndocument.getElementById('qf-price').addEventListener('input', qfCalculate);\ndocument.getElementById('qf-down').addEventListener('input', qfCalculate);\ndocument.getElementById('qf-rate').addEventListener('input', qfCalculate);\ndocument.getElementById('qf-term').addEventListener('change', qfCalculate);\ndocument.getElementById('qf-tax').addEventListener('input', qfCalculate);\ndocument.getElementById('qf-ins').addEventListener('input', qfCalculate);\n\nqfCalculate();\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-342d442 elementor-widget elementor-widget-heading\" data-id=\"342d442\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What this estimate doesn't include?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-77bd4ca elementor-widget elementor-widget-text-editor\" data-id=\"77bd4ca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>This calculator provides a general payment estimate and does not include property taxes, homeowners insurance, HOA fees, or mortgage insurance, which vary by property and loan program. It also reflects conventional loan terms \u2014 actual figures for FHA, VA, or other programs may differ. We&#8217;ll walk you and your client through the full picture before closing.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eb18428 elementor-widget elementor-widget-heading\" data-id=\"eb18428\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Want an exact quote instead of an estimate?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4fec3ef elementor-align-center elementor-widget elementor-widget-button\" data-id=\"4fec3ef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/mcquantumfunding.com\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Programar una llamada<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e2259d4 elementor-widget elementor-widget-text-editor\" data-id=\"e2259d4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>This calculator is for illustrative purposes only and does not constitute a loan offer, pre-qualification, or commitment. Actual rates, terms, and payments will vary based on creditworthiness, loan program, and market conditions at time of application. NMLS #2343393 | Equal Housing Opportunity<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Mortgage calculators A quick way to estimate monthly payments before the process even starts. Estimate a monthly payment Enter the loan amount, interest rate, and term below to get an estimated monthly payment. This is a general estimate \u2014 contact us for exact numbers based on your client&#8217;s specific loan program and financial profile. Purchase [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-2720","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/mcquantumfunding.com\/es\/wp-json\/wp\/v2\/pages\/2720","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mcquantumfunding.com\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/mcquantumfunding.com\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/mcquantumfunding.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mcquantumfunding.com\/es\/wp-json\/wp\/v2\/comments?post=2720"}],"version-history":[{"count":14,"href":"https:\/\/mcquantumfunding.com\/es\/wp-json\/wp\/v2\/pages\/2720\/revisions"}],"predecessor-version":[{"id":2922,"href":"https:\/\/mcquantumfunding.com\/es\/wp-json\/wp\/v2\/pages\/2720\/revisions\/2922"}],"wp:attachment":[{"href":"https:\/\/mcquantumfunding.com\/es\/wp-json\/wp\/v2\/media?parent=2720"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}